Malaysia is gearing up to introduce a goods and services tax (GST) with Prime Minister Najib Razak stating that he plans to table the first reading of a proposed GST bill before the current sitting of the Dewan Rakyat ends in mid-December, the Business Times reported. He stressed that the GST - if introduced - would not be effected abruptly, but very gently . It would replace the existing sales and service tax and not burden the poor or middle class, he assured.
A family movie which bring us back to our childhood, fighting aliens, toy guns, video games, etc. 
Do you have any thoughts of raiding a tomb? After watching this movie, I guess most people wants to cancel the plan as it is not as good as it seems to be.After reading the whole analysis, I really think that I am a self-conflicting person because my risk tolerance and risk-taking behavior are not the same. More towards the safe side. Sienzzz....
Take a free risk tolerance test from FinaMetrica
Your Risk Tolerance Score
Your Risk Tolerance Score enables you to compare yourself to a representative sample of the adult population. Your score is 70. This is a very high score, higher than 97% of all scores.
When scores are graphed they form a bell-curve as shown below. To make the scores more meaningful, the 0 to 100 scale has been divided into seven Risk Groups. Your score places you in Risk Group 6.
In answer to the last question, you estimated your score would be 70. Congratulations! You picked your score exactly. Most people under-estimate their score by a few points.
Your Risk Group
The description of Risk Group 6 which follows provides a summary of the typical attitudes, values, preferences and experiences of those in your group. Five of your answers differed from this description. They are shown in italics below the relevant section. These differences fine-tune the description to you personally.
Making Financial Decisions
Most commonly they think of "risk" as "opportunity". They have a great deal of confidence, if not complete confidence, in their ability to make good financial decisions and usually feel very, or at least somewhat, optimistic about their major financial decisions after they make them.
They are prepared to take a large degree of risk with their financial decisions and are usually, if not always, more concerned about the possible gains than the possible losses.
You think of "risk" as "danger".
You have only a reasonable amount of confidence in your ability to make good financial decisions.
You are prepared to take a very large degree of risk with your financial decisions.
When faced with a major financial decision you are usually, more concerned about the possible losses.
Financial Disappointments
Typically, when things go wrong financially they adapt somewhat, if not very, easily.
Financial Past
Most have taken a large degree of risk with their past financial decisions. Most have also borrowed money to make an investment. About half have invested a large sum in a risky investment mainly for the "thrill" of seeing whether it went up or down in value.
Investment
They feel it is much more important that the value of their investments retains its purchasing power than that it does not fall. Over ten years, they expect an investment portfolio to earn, on average, at least three times the rate from CDs (certificates of deposit). Typically, they would begin to feel uncomfortable if the total value of their investments went down by 33%.
Given these portfolio choices,
Expected Return and Riskwhere stocks and real estate are high return/high risk and cash and CDs are low return/low risk, their most common choice is Portfolio 6.
It is somewhat more important that the value of your investments does not fall (than that it retains its purchasing power.)
Borrowing
If they were borrowing a large sum of money at a time when it was not clear which way interest rates were going to move and when the fixed interest rate was 1% more than the then variable rate, they would choose to have at least 50% of the loan at variable interest.
Government Benefits and Tax Advantages
So long as there was more than a 50% chance they would finish up better off than if they'd done nothing, they would take a risk in arranging their affairs to qualify for a government benefit or obtain a tax advantage.
At first, I think this would be something like Friday the 13th, especially the babyface in the poster looks like Jason. The story begins slowly... a young man trying to seek the truth and prove the existence of one horror movie maker, at least he thought so. He found his daughter, Tyler... and head to the woods to film a documentary show with his friends.
Since I'm working, I'm assessing the risk in my money management and allocation using my terrible 6-sense, but I did that even while I'm still studying. Risk and reward is always a good topic to discuss.
I was amazed when I took this shot, because she is so beautiful. Even she is shy, but she looks absolutely amazing. Initially, I decided to take a few photos at my home compound, just to pass some time, but I found that if something is done with your heart, the outcome will be something special.
I was cleaning my camera and I decided to take a few photos of Brandi. I think he is still camera-shy, like me :p ! Anyway, I think he is quite tired after running around this morning.
